Xian Ng
PhD student in Applied Economics at The Wharton School, University of Pennsylvania.
Suite 419
Vance Hall, 3733 Spruce Street
Philadelphia PA 19104
My research areas are household finance, real estate economics, and behavioral economics. I study how individuals and households make consumption and savings decisions, and how they utilize financial instruments such as retirement savings accounts, mortgages, and other credit products. I study how behavioral frictions impact how households utilize these products and the implications for welfare and for policy design.
news
| Jun 6, 2022 | I joined Zillow this summer as an Applied Scientist Intern with the Causal Econ team. |
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| Feb 1, 2022 | I was awarded a NBER Dissertation Fellowship on Consumer Financial Management |